Best Financial Advisors York Near Me

4worldlovers: Request a mortgage appointment with our adviser in York and our Exeter based mortgage team will be in touch to get you booked in.


Simon is an Embrace Financial Services financial adviser based in Pontefract, York. Whether you would like to discuss taking out a mortgage or would like to look at protection and insurance options, Simon will be able to help find the right plan for you.


Getting a mortgage doesn’t have to be overwhelming. Our advisers give expert advice and guidance throughout the process, as well as mortgages tailored just for your situation.


Our leading-edge technology checks you against multiple lenders at the same time to tell you who is willing to lend to you and what amount they will lend. So instead of multiple meetings with different lenders, in just one meeting with us, you’ll have the information you need to give you the buying power to purchase your next home.


Speak to a qualified adviser early morning, after work, or at the weekend.


We offer remote appointments over the phone or via video call

4worldlovers: We are a York based mortgage brokers, covering York, Harrogate, Leeds & Scarborough. We specialise in residential mortgages, protection advice, home and life insurance.

With over twenty years of experience as a York based Mortgage Broker, we are perfecly placed to navigate you through the mortgage process.

We love to talk mortgages and offer all customers a free initial mortgage consultation. So why not speak to one of our friendly, expert advisers face to face or over the phone.

Customer service is the foundation of our business so why not find out what people are saying about Fenton Simpson on Google Reviews

4worldlovers: From our Managers to our Marketing team, our support team members ensure we can continuously deliver exceptional client service and grow our business sustainably.

Sharon joined PenLife in 2021 and having previously worked for Lloyds Bank in York for 30 years as a Customer Assistant. You’ll find Sharon on reception where she works alongside Drew, giving our clients a warm Yorkshire welcome and making sure they are looked after. She also assists Carolyn with the client care side of the business, ensuring that our clients receive the important little extra touches, and is always on hand if they just want a friendly chat. She also manages to squeeze in time to help with the organisation of events and charity fundraisers.

Justine has been with PenLife since 2017 and has over 25 years’ experience in banking, the majority of which were in financial planning. Justine provides the Financial Planners with administrative support and helps the younger team members when they need guidance. Justine also assists with a lot of project work.

Adam joined PenLife in 2021 as a Junior Data & Project Assistant and in 2023 he completed his Level 3 Data Technician Apprenticeship. Adam’s main duties lie in the business side of things, such as cleansing and updating data and assisting with projects. Adam is our biggest tech wiz and he can follow and create processes like there’s no tomorrow! He is also the macro specialist – he can create a macro which automates a task, it really is magic!

Nic has worked for PenLife since 2004 and she has progressed to become Deb’s Dedicated Administrator. She keeps up to date with all of Deb’s cases and ensures that the pensions and investments administration runs smoothly for each and every client. Nic is also responsible for processing and submitting new business, and her wealth of experience enables her to deal with more complex and technical cases.

Dom has been with us since 2019 and has quickly progressed to Dedicated Administrator. He supports Asif and is responsible for submitting new business, assisting with tax calculations and liaising with clients to ensure they are kept full updated on progress. Understanding each client’s unique circumstances and their particular aspirations is one part of Dom’s role that he especially enjoys – and being part of a team that helps a client to achieve those life goals gives Dom real job satisfaction. Since his arrival at PenLife, Dom has been working his way through the series of exams that will eventually see him achieve a Diploma in Financial Planning.

Jemma joined PenLife in 2022 as a Dedicated Administrator. Jemma has expansive experience in financial planning administration. Her role centres around liaising with clients and providers, ensuring a smooth process throughout is maintained and clients expectations are met. Jemma is involved with the preparation behind annual reviews, valuations, withdrawals, rebalances and obtaining information from providers. The most enjoyable aspect of Jemma’s role is working in tandem with Tom to deliver the best outcome for the client. Jemma is your first port of call and is ready and waiting to help you.

Ben joined us in 2019, and since starting at PenLife, has completed his apprenticeship in Financial Services Administration. In addition, he has been getting his head down studying for the Financial Planning series of exams, and has already passed several. He loves helping clients and making sure they have the best experience with PenLife and he’s proud to be part of a team that can make a real difference to people’s futures. One of Ben’s biggest strengths is his organisational skills which is key to his role as he ensures that our Financial Planners have everything they need to ensure the client’s journey is as seamless as possible.

George started working for PenLife in 2020 and supports both the admin and reception teams. His admin role sees him sending off letters of authority, generating valuations and chasing up information from providers to ensure no hold ups for the client. George also helps on reception and is particularly good at taking client calls – nothing is too much trouble for George!

Jack started with us in 2021 having left college and deciding he wanted to cut his teeth in the world of financial planning. Jack absolutely smashed his apprenticeship in 2023 with a grade distinction. He is currently responsible for posting off and chasing information requests for clients. He has been enjoying his role so much, that he is now successfully working his way through his finance exams, with the goal of becoming a Financial Planner one day. Jack is so determined, we are certain it won’t take him long!

4worldlovers: We work closely with you from your initial enquiry when you are first beginning to look at houses, all the way through to getting the keys and beyond.

At Fulcrum Financial, we do the hard work for you to make getting the most suitable mortgage deal easy and stress free.

We work for you, not the lender. We look at your needs and personal situation and then make a recommendation on what we think is the most appropriate option for you.


For approximate figures to help you with your mortgage planning, please use our mortgage calculator below.


This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you, all mortgages are subject to the applicant(s) meeting the eligibility criteria of lenders; and make an appointment to receive mortgage advice suitable for your needs and circumstances.


Whether it be protecting your family against the worst, making sure your family home is always yours, or safeguarding your business, we consider ourselves to be experts in our field.


Giving you the appropriate advice whilst getting you the most suitable deal possible is our aim. We deal with a large panel of insurance companies who offer many different products. Click on the links below to explore these areas further.


YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Our initial mortgage consultation is free. Fulcrum Financial usually charges a fee for mortgage advice. The amount we will charge is dependent on the amount of research and administration required and will be discussed and agreed with you at the earliest opportunity.

"Roger was extremely cheerful, friendly, professional and knowledgeable. He was thorough and efficient in seeking the information required to advise us in the best possible way for our needs. Extremely timely in his correspondence with us, he said it as it was, so we always knew where we stood every step of the way and delivered on a highly satisfactory product for us at the end. The whole experience was satisfactory, relaxed and rewarding."