Best Financial Advisors Swansea Near Me

4worldlovers:
I will highly recommend them. I had 2 months to review my mortgage and make relevant changes. I contacted them via a friend and they were very responsive and adaptive to our working hours. Found a better mortgage plan in days and everything was sorted a month in advance saving us money that very last month! I am very happy with the service and their professionalism and expertise. I will definetely keep using their service in future.

Sterling Welsh provided us with a service which was of the highest standard. Every single question that we had was answered and explained in a way that cemented our certainty that remortgaging through sterling welsh was the right thing for our family. The relevant guidance and support was given through each step of the process which then turned, what can be, a potentially difficult process into an easy one. The number of representatives that we worked with were outstanding, friendly and down to earth professionals which almost made remortgaging an enjoyable process. I would recommend their services to all of my friends and family members. Sterling Welsh are the team of professionals that you can trust.

Great advice and fantastic service. Dai and the team at Sterling Welsh couldn't have been more helpful. They have made what could have been a very stressful time for me much easier, sorting mortgage, life insurance, critical illness cover, Will etc quickly and easily with no fuss, while ensuring that each product fully meets my needs.

If you are looking for a Swansea Mortgages Adviser, then look no further! Sterling Welsh is based in Swansea, South Wales.Whether you’re a first time buyer looking to purchase your first home, a homeowner looking for the best remortgage rates we can recommend the best product to suit your needs. If you are a new or experienced landlord, we can advise you on buy to let mortgages to start or expand your property portfolio.

We provide advice when you need to release equity from your home using regulated equity release mortgages.Here at Sterling, we are dedicated to saving our clients time, money and effort when looking for the best mortgage deals and life insurance quotes.

Our team of independent mortgage advisers are on hand to offer you impartial advice and take the hassle out of finding you a mortgage and arranging your life insurance. Whatever your specific requirements, we will be able to help.

We are a fully independent brokerage and as a result can offer mortgage and insurance products from the whole of the market, including “direct-to-lender” products offered by the high street banks.

Using a paper-light web-based administration system we aim to deliver a fast, efficient and reliable service. We have a culture that understands what the fair treatment of customers means and these principles are core to our business.

We provide a full range of financial advice including life insurance, critical illness cover, income protection cover, estate planning and home and contents insurance. We have a working relationship with a large South Wales Solicitor firm and can introduce our clients to a wide range of services that they offer including property conveyancing.

We are an independent mortgage adviser. That gives us access to the whole of the mortgage market available to intermediaries. It means we are able to find you the very best mortgage from all of those available.

Whether you have a small mortgage of £50,000 or a mortgage of £500,000 our experienced whole-of-market advisers will be able to choose the best mortgage to suit your needs. We charge a fee and therefore are not relient on commissions. This means that we can be truely independant and can advise on mortgages that are not generally available to mortgage brokers such as deals offered by HSBC and other lenders than generally are not offered by some mortgage advisers.

4worldlovers: Ashley Kissick has an empathetic approach when it comes to financial advice. Whatever your background or acquisition of wealth, he understands that there are two important areas when choosing the individual or company you wish to deal with; Trust and Service. His promise to clients is one that allows you to go at your own pace. Financial advice will likely require regular interaction with an adviser and for that, he understands that you will need to feel comfortable throughout your journey. With service comes trust. This is his aim.

As a financial specialist he focuses on taking complex issues and reformatting them into a simple and beneficial manner for clients. So, is he the right person to be speaking to? Here is a summary of the areas which he covers and the benefits to you of receiving advice.

What is financial advice? Over the years, this question has arisen quite regularly. Financial advice can encompass a vast array of areas. The areas in which I specialise in are:

A large proportion of the UK population have a pension in one form or another, but very little know much about what they have. Certain pensions have the ability to be reviewed and altered to help you achieve your desired pension needs at retirement. Unfortunately, people are more inclined to review their home and car insurance more so than their pensions, which in many cases may grow to become the biggest or second biggest asset they’ll own.

Here are a few questions to ask yourself to see if a review is needed.

How well has my pension performed over the last 1,3 and 5 years? Is it on track to provide enough for my retirement? If not, could I do something to help it on its way? When can I retire and how much will I need? What charges am I paying? What risk am I taking, and do I need to take more or less to help me reach my goals.

Could my money be working harder for me? In an era of low interest rates, for people who borrow money, this is great. However, for those who have built up their hard-earnt money, is there somewhere this could be working harder? I can help provide you access to a specialist cash management service.

I have an investment but I no longer have a financial adviser

For those in this situation, I can provide a service which allows you to review your current investment strategy to see as to whether it is performing and if it remains relevant to your situation and circumstances. This service also provides you with the opportunity to discuss markets and ask the questions that are topical to you.

This is a very complex area of advice. I specialise in this area providing clarity and direction to ways in which this could be mitigated. If you have any concerns on the effects that Inheritance Tax could have on your estate, speak to me today.

I have a business. What can you do for me? Business Financial Planning is very different to that of Financial Planning for individuals. It is extremely important to have an adviser who understands the possibilities and implications of business planning. Areas that can be discussed (although not limited to) are:

Employee benefits – Protecting the business against unforeseen events. Investing capital values aiming for greater elements of growth than is being provided in cash accounts.

Protection over key individuals – Ensuring your company is protected during times of uncertainty is extremely important.

Your home may be repossessed if you do not keep up repayments on your mortgage.

4worldlovers:
Cosgrove Brown Financial Planning is an approachable firm of professional financial advisors Swansea offering clear, trusted pensions, investment and mortgage advice.


We are commercial finance specialists, mortgage brokers and pension planning experts with clients across the UK.


Being a Chartered Financial Planning firm you can be sure of the highest level of customer care, knowledge and industry expertise. As a result, our financial advisers provide clear, honest and understandable financial advice.


A high proportion of new clients come from personal referrals and recommendations, our clients trust us and they introduce us to their families and friends.


By making sure you can afford to retire; by finding you the most suitable mortgage; by ensuring that you and your family are financially protected; by helping you and your family to achieve your financial goals.


Cosgrove Brown financial planning specialise in complex commercial financing, re-mortgages, pensions advice, wealth management and investments – for individuals, families and business customers. We are highly qualified and trusted financial advisors Swansea.


Ask us any questions, without any future obligation. Please get in touch with our financial advisors and mortgage brokers Swansea for an informal discussion. The first meeting is free, at our expense.


Why not take a minute to look at our Guide to our Services brochure.


Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.


Will writing and Business Development Loans are not part of the Quilter Financial Planning offering and is offered in our own right. Quilter Financial Planning accept no responsibility for this aspect of our business.


Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

"It was so nice to find someone who was happy to listen to all of my questions and concerns before we agreed on a plan of action."

"Can’t recommend Daniel Bailey highly enough. 5 star recommendation for him. He is very patient and took the time to understand our circumstances and worked very hard to acquire our mortgage for us. We are so very grateful to him."

"So, so happy with our experience with this company. They couldn’t have done enough for us!! I would highly recommend them to anyone. Daniel Bailey was the person who dealt with us and the standard of his professionalism couldn’t have been better. Nothing was too much for him!"

"From the outset, we found Ian’s professionalism, knowledge and expertise to be second to none. Throughout the process of setting up an investment portfolio to provide a monthly income, Ian provided regular updates, advise and guidance, all in a language that we could readily understand, being as how our knowledge of the financial market was very limited."

"We find Daniel to be incredibly helpful and responsive. He is not pushy and just gives simple, clear good advice. #TeamDaniel!"

"We have every confidence in Ian's exceptional knowledge and experience but also appreciate very much the great service from the team that Cosgrove Brown have built up around them."

"Ian looked at all our finances along with our pensions and explained everything so we fully understood. We feel more comfortable knowing what we will receive in retirement."

"Without the help of Daniel we wouldn't be enjoying making memories in our beautiful forever home. He delivered a very personal service and listened to what we wanted from him. He was always on hand to answer any questions, we can't thank him enough for the 5+star service (February 2021)"

"Gary provided excellent advice and assistance with a complex purchase which involved a bridging loan and commercial funding. He understood the timescales and sourced lending when others couldn’t."

"Wanted to say thank you so much for all your mortgage help and advice over the past few months, you've been brilliant!"

"We were really impressed with the speed with which you processed the mortgage and the great rate of interest!"

"The company is first class, discriminating, intelligent, utterly trustworthy and dependable"

"Thank you for the excellent service and advice given, you made my journey hassle free and tax efficient, and now very profitable"

"Straight forward information and easy to follow progress, being able to see everything via the Old Mutual portal is excellent. Stress free from start to finish and such a good feeling about who is best at looking after my financial future."

4worldlovers:
At Estate Capital Financial Management we focus our advice on creating bespoke financial planning that helps you fulfil your objectives, expectations and responsibilities.


By aligning your current circumstances to your objectives, our financial advisers will work with you to create a long-term plan that can give you the financial freedom to enjoy life to the full.


We work with a diverse range of private clients; from individuals seeking reassurance that they’re financially prepared for their future, to high net worth clients seeking to maximise the returns of each of their investments.


All of our clients benefit from a clear understanding of the options available, regular reviews with our advisers and the on-going support from our entire team – our purpose is to help you achieve your financial objectives.


Have confidence in your pension and peace-of-mind to enjoy life now


Help your children inherit more and give them the best future possible

We are chartered, established and client focused. We are well qualified and conduct all research in house rather than rely on third parties. This approach gives us knowledge and understanding.

Our advice is relevant, considered and reviewed. It is important that your attitude to risk and tolerance of loss are regularly assessed to ensure that they remain aligned with your objectives.

Trust and integrity are at the heart of what we do. Without these fundamental ingredients, no business can flourish. We put our clients’ interests at the forefront of our considerations at all times.

Financial planning is not a one-off event, it is lifelong. We therefore provide a highly valued, regular and on-going face to face advice and management service to our clients.

Estate Capital entered the FT Adviser Top 100 Financial Advisers list for 2018. This list sets out to showcase some of the best financial advisers in the UK. Estate Capital was the only Welsh IFA firm to make the list.

Chris Davies is qualified as a Chartered Insurance Institute (CII) Chartered Financial Planner. This is the gold standard of financial advice qualification. Still today less than 10% of all professional financial Advisers in Wales hold this level of qualification. We have four members of our current staff working towards this qualification.

We are committed to providing professional unbiased advice and therefore remain completely independent from any bank, building society, insurance company or investment manager.

They’re streets ahead of any of the other financial advisers I’ve worked with in the past. What reassures me about them most is their knowledge.

What really helped was having Phil explain things to me in great detail, without the jargon, which enabled me to make an informed decision. He made everything seem straightforward.

If I’ve got a problem with my heating I get a plumber in – it’s the same with financial advice; you need a specialist who can look after it for you.

4worldlovers:
SIP Wealth Management is a specialist Practice of Independent Financial Advisers with over 50 years experience and expertise in developing ‘Self Invested’ Pension and Investment Portfolios. Our expertise allows us to educate and inform our clients thereby encouraging them and empowering them to take as much control of their own pension and investment portfolios as they may wish to. We create the structure and provide the financial advice to help individuals create their own portfolio both within a Pension Fund or outside.